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Privacy Policy

Last Updated: October 15, 2025

Stonki is a product of Quangentics Inc., a Delaware corporation and registered investment adviser with the U.S. Securities and Exchange Commission. This Privacy Policy describes how we collect, use, maintain, and disclose information from users of the stonki.ai website and all related services (collectively, the "Platform").

By using the Platform, you agree to the collection and use of information in accordance with this Privacy Policy. If you do not agree with this policy, please do not use our Platform.

1. Information We Collect

We may collect the following types of information:

  • Personal Information: Name, email address, phone number, mailing address, date of birth, and other identification information you provide when registering for an account or entering into an advisory agreement.
  • Financial Information: Investment preferences, risk tolerance, financial goals, brokerage account information, portfolio holdings, and transaction data necessary to provide personalized investment advisory services. This information may be processed by our AI models to generate investment recommendations.
  • Account Information: Username, password (stored in encrypted form), and account preferences.
  • Payment Information: Credit card details, billing address, and payment history for subscription services.
  • Usage Data: Information about how you interact with the Platform, including IP address, browser type, operating system, device information, pages visited, time spent on pages, and clickstream data.

2. How We Use Your Information

We use the information we collect for the following purposes:

  • To provide personalized investment advisory services, including generating investment recommendations through our AI-powered models and algorithms
  • To process payments and manage your subscription
  • To communicate with you about your account, send investment alerts, market updates, and educational content
  • To improve our Platform, develop new features, and enhance user experience
  • To respond to customer service inquiries and support requests
  • To detect, prevent, and address fraud, security issues, and technical problems
  • To comply with legal and regulatory obligations applicable to registered investment advisers

3. How We Share Your Information

We do not sell, trade, or rent your personal information to third parties. We may share your information only in the following circumstances:

  • Service Providers: We may share information with trusted third-party service providers who assist us in operating our Platform, including payment processors, cloud hosting providers, analytics services, and email communication platforms. These providers are contractually obligated to protect your information and use it only for the purposes we specify.
  • Legal Requirements: We may disclose your information if required by law, regulation, court order, subpoena, or to comply with SEC or other regulatory requirements.
  • Business Transfers: If Quangentics Inc. is involved in a merger, acquisition, or sale of assets, your information may be transferred as part of that transaction.
  • With Your Consent: We may share your information with third parties when you explicitly authorize us to do so.

4. Data Security

We implement industry-standard security measures to protect your personal information, including:

  • SSL/TLS encryption for data transmission
  • Encrypted storage of sensitive data
  • Regular security audits and monitoring
  • Restricted access to personal information on a need-to-know basis

However, no method of transmission over the Internet or electronic storage is 100% secure. While we strive to protect your information, we cannot guarantee absolute security.

5. Cookies and Tracking Technologies

We use cookies and similar tracking technologies to enhance your experience on the Platform. Cookies are small data files stored on your device that help us:

  • Remember your preferences and settings
  • Understand how you use the Platform
  • Improve Platform functionality and performance
  • Analyze usage patterns and trends

You can configure your browser to refuse cookies or alert you when cookies are being sent. Please note that some parts of the Platform may not function properly if you disable cookies.

6. Your Privacy Rights

You have the following rights regarding your personal information:

  • Access: You may request a copy of the personal information we hold about you.
  • Correction: You may request that we correct any inaccurate or incomplete information.
  • Deletion: You may request that we delete your personal information, subject to certain legal obligations that may require us to retain certain data.
  • Opt-Out: You may unsubscribe from marketing emails at any time by clicking the unsubscribe link in the email or contacting us directly.

California Residents: If you are a California resident, you have additional rights under the California Consumer Privacy Act (CCPA), including the right to know what personal information we collect, the right to request deletion of your information, and the right to opt-out of the sale of your personal information. We do not sell personal information. To exercise your California privacy rights, please contact us at legal@stonki.ai.

To exercise any of these rights, please contact us at legal@stonki.ai.

7. Third-Party Links

Our Platform may contain links to third-party websites or services that are not operated by us. We are not responsible for the privacy practices of these third parties. We encourage you to review the privacy policies of any third-party sites you visit.

8. Children's Privacy

Our Platform is not directed to individuals under the age of 18. We do not knowingly collect personal information from children. If we become aware that we have collected personal information from a child without parental consent, we will take steps to delete that information.

9. Changes to This Privacy Policy

We may update this Privacy Policy from time to time to reflect changes in our practices or legal requirements. When we make changes, we will update the "Last Updated" date at the top of this page. We encourage you to review this Privacy Policy periodically. Your continued use of the Platform after any changes constitutes your acceptance of the updated policy.

10. Contact Us

If you have any questions about this Privacy Policy or our privacy practices, please contact us:

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